.form-wrap{position:relative;z-index:1;isolation:isolate;background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px;margin:26px auto 0;max-width:820px}
.form-wrap h2{margin-top:0;font-size:1.3rem}
.toc{background:var(--celery);border-radius:14px;padding:16px 20px;margin:0 0 26px}
.toc h2{margin:0 0 8px;font-size:1.05rem}.toc ol{margin:0;padding-left:20px;columns:2;gap:24px}.toc li{margin:4px 0;font-size:.95rem}
@media(max-width:600px){.toc ol{columns:1}}
.figure{margin:26px 0}.figure img{border-radius:14px;aspect-ratio:3/4;object-fit:cover;width:100%;max-width:420px;margin:0 auto}
.figure figcaption{font-size:.88rem;color:var(--muted);text-align:center;margin-top:8px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin:26px 0}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden;display:flex;flex-direction:column}
.card img{aspect-ratio:3/2;object-fit:cover;width:100%}
.card .body{padding:14px 16px 18px;display:flex;flex-direction:column;gap:6px;flex:1}
.card h3{margin:0;font-size:1.05rem}.card h3 a{text-decoration:none}.card h3 a:hover{text-decoration:underline}
.card p{margin:0;font-size:.95rem;color:var(--muted)}.card .amt{font-size:1.35rem;font-weight:700;color:var(--brown)}
.card .meta{font-size:.85rem;color:var(--muted);margin-top:auto}
@media(max-width:760px){.cards{grid-template-columns:1fr}}
.two{grid-template-columns:repeat(2,1fr)}@media(max-width:760px){.two{grid-template-columns:1fr}}
.takeaways{border:2px solid var(--brown);background:var(--orchid);border-radius:16px;padding:20px 24px;margin:32px 0}
.takeaways h2{margin:0 0 12px;font-size:1.2rem}
.takeaways ul{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:10px 24px}
.takeaways li{padding-left:28px;position:relative;font-size:.97rem}
.takeaways li::before{content:"";position:absolute;left:2px;top:6px;width:9px;height:14px;border-right:3px solid var(--brown);border-bottom:3px solid var(--brown);transform:rotate(45deg)}
@media(max-width:640px){.takeaways ul{grid-template-columns:1fr}}
.faqs{margin:20px 0}.faqs details{border:1px solid var(--line);border-radius:12px;background:#fff;margin:10px 0}
.faqs summary{padding:14px 18px;font-weight:600;cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:12px;min-height:48px;align-items:center}
.faqs summary::after{content:"+";font-size:1.4rem;color:var(--brown)}.faqs details[open] summary::after{content:"–"}
.faqs details p{padding:0 18px 16px;margin:0}
table.tbl{width:100%;border-collapse:collapse;font-size:.95rem;margin:18px 0;background:#fff;border:1px solid var(--line);border-radius:12px;overflow:hidden}
.tbl th,.tbl td{padding:10px 12px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
.tbl th{background:var(--celery);color:var(--brown)}.tbl td:nth-child(2),.tbl td:nth-child(3){white-space:nowrap}.tbl tr:last-child td{border-bottom:0}
.tblwrap{overflow-x:auto}
.side{display:flex;flex-direction:column;gap:18px}.side .stick{position:sticky;top:84px}
.box{background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px 20px}
.box h3{margin:0 0 10px;font-size:1.02rem}.box ul{margin:0;padding-left:18px;font-size:.95rem}.box li{margin:4px 0}.box p{margin:0 0 8px;font-size:.95rem}
.box.apply{background:var(--sage);border-color:var(--brown)}
.box .stars{color:#B8860B;letter-spacing:2px;font-size:1.1rem}
.cta{background:var(--brown);color:#fff}
.cta .wrap{display:grid;grid-template-columns:1fr 1fr;gap:30px;align-items:center;padding:40px 20px}
.cta h2{color:#fff;margin-top:0}.cta p{color:#EAD9CF}.cta img{border-radius:14px;aspect-ratio:16/9;object-fit:cover}
.cta .btn{background:var(--celery);color:var(--brown);border-color:var(--celery)}
@media(max-width:760px){.cta .wrap{grid-template-columns:1fr}}
footer{background:var(--blush);color:var(--ink);border-top:2px solid var(--brown)}
footer .wrap{padding:36px 20px 24px}
.fgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:28px}
.fgrid h3{font-size:1rem;margin:0 0 10px}.fgrid ul{list-style:none;margin:0;padding:0}.fgrid li{margin:6px 0;font-size:.95rem}
.fgrid a{text-decoration:none}.fgrid a:hover{text-decoration:underline}
.disc{font-size:.85rem;color:var(--muted);margin-top:26px;padding-top:18px;border-top:1px solid rgba(69,41,28,.25)}
.copy{font-size:.85rem;margin-top:12px}
.fimg{margin-top:26px;border-radius:12px;aspect-ratio:21/9;object-fit:cover;width:100%}
@media(max-width:860px){.fgrid{grid-template-columns:1fr 1fr}}@media(max-width:520px){.fgrid{grid-template-columns:1fr}}
#top{position:fixed;right:18px;bottom:18px;width:48px;height:48px;border-radius:50%;background:var(--brown);color:#fff;border:0;font-size:1.3rem;cursor:pointer;opacity:0;pointer-events:none;transition:opacity .2s;z-index:2147483000}
#top.show{opacity:1;pointer-events:auto}
.post-meta{color:var(--muted);font-size:.92rem;margin:-6px 0 18px}
.author{background:var(--celery);border-radius:14px;padding:16px 20px;margin:30px 0}.author h3{margin:0 0 6px}
.share{display:flex;gap:10px;flex-wrap:wrap;margin:20px 0}.share a{display:inline-flex;align-items:center;min-height:44px;padding:0 16px;border:2px solid var(--brown);border-radius:10px;text-decoration:none;font-weight:600;font-size:.92rem}
.calc{background:#fff;border:2px solid var(--brown);border-radius:16px;padding:22px;margin:22px 0}
.calc label{display:block;font-weight:600;margin:12px 0 6px}.calc input,.calc select{width:100%;font:inherit;padding:10px 12px;border:1px solid var(--line);border-radius:8px;min-height:44px}
.calc output{display:block;margin-top:16px;padding:16px;background:var(--sage);border-radius:12px;font-size:1.05rem}
.calc .row{display:grid;grid-template-columns:1fr 1fr 1fr;gap:14px}@media(max-width:640px){.calc .row{grid-template-columns:1fr}}
.review{background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px 20px;margin:12px 0}.review .who{font-weight:600}.review .stars{color:#B8860B;letter-spacing:2px}
.reviews{display:grid;grid-template-columns:1fr 1fr;gap:14px}.reviews .review:first-child{grid-column:1/-1;background:var(--celery)}@media(max-width:700px){.reviews{grid-template-columns:1fr}}
.spec{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin:10px 0 14px}.spec div{background:var(--paper);border:1px solid var(--line);border-radius:10px;padding:8px 10px;font-size:.88rem}.spec b{display:block;color:var(--brown);font-size:.8rem;text-transform:uppercase;letter-spacing:.04em}@media(max-width:640px){.spec{grid-template-columns:1fr 1fr}}
.rating-big{display:flex;align-items:center;gap:18px;background:var(--celery);border-radius:14px;padding:18px 22px;margin:20px 0}.rating-big strong{font-size:2.6rem;color:var(--brown)}
.glossary dt{font-weight:700;color:var(--brown);margin-top:18px;font-size:1.05rem}.glossary dd{margin:4px 0 0}
.steps{counter-reset:s;list-style:none;padding:0;margin:20px 0}.steps li{position:relative;padding:0 0 18px 56px;counter-increment:s}
.steps li::before{content:counter(s);position:absolute;left:0;top:0;width:40px;height:40px;border-radius:50%;background:var(--brown);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700}
.lender{border-top:1px solid var(--line);padding-top:8px}
.note{background:var(--celery);border-left:4px solid var(--brown);padding:12px 16px;border-radius:8px;margin:18px 0;font-size:.95rem}
.pager{display:flex;justify-content:space-between;margin:24px 0}
.sitemap ul{columns:2;gap:30px}@media(max-width:600px){.sitemap ul{columns:1}}
:focus-visible{outline:3px solid var(--peri);outline-offset:2px}